/* ========================================================
   SEVEN PILLARS — Accounting & Financial Management
   Premium Corporate Website Styles
   ======================================================== */

/* ---------- ROOT VARIABLES ---------- */
:root {
  /* Brand Colors */
  --navy-900: #050E1C;
  --navy-800: #0A1628;
  --navy-700: #0F2138;
  --navy-600: #16304F;
  --navy-500: #1E3A5F;
  --navy-400: #2C4E7A;

  --gold-50:  #FBF6E6;
  --gold-100: #F4E8C3;
  --gold-200: #E5C77B;
  --gold-300: #D4B264;
  --gold-400: #C9A961;
  --gold-500: #B89146;
  --gold-600: #9F7F2E;
  --gold-700: #7C611F;

  --cream: #F8F6F0;
  --white: #FFFFFF;
  --gray-50: #F9FAFB;
  --gray-100: #F3F4F6;
  --gray-200: #E5E7EB;
  --gray-300: #D1D5DB;
  --gray-400: #9CA3AF;
  --gray-500: #6B7280;
  --gray-600: #4B5563;
  --gray-700: #374151;
  --gray-800: #1F2937;
  --gray-900: #111827;

  /* Gradients */
  --grad-navy: linear-gradient(135deg, #050E1C 0%, #0F2138 50%, #16304F 100%);
  --grad-gold: linear-gradient(135deg, #E5C77B 0%, #C9A961 50%, #9F7F2E 100%);
  --grad-gold-soft: linear-gradient(135deg, #F4E8C3 0%, #E5C77B 100%);
  --grad-hero-overlay: linear-gradient(135deg, rgba(5,14,28,0.92) 0%, rgba(10,22,40,0.78) 50%, rgba(22,48,79,0.65) 100%);

  /* Typography — Unified Poppins site-wide */
  --font-display: 'Poppins', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  --font-sans:    'Poppins', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  --font-script:  'Poppins', sans-serif;

  /* Shadows */
  --shadow-sm: 0 2px 8px rgba(5, 14, 28, 0.06);
  --shadow-md: 0 8px 24px rgba(5, 14, 28, 0.08);
  --shadow-lg: 0 16px 48px rgba(5, 14, 28, 0.12);
  --shadow-xl: 0 32px 80px rgba(5, 14, 28, 0.18);
  --shadow-gold: 0 12px 40px rgba(201, 169, 97, 0.28);
  --shadow-card: 0 1px 2px rgba(5,14,28,0.04), 0 8px 32px rgba(5,14,28,0.06);
  --shadow-card-hover: 0 4px 8px rgba(5,14,28,0.06), 0 24px 60px rgba(5,14,28,0.14);

  /* Spacing & Layout */
  --container: 1280px;
  --container-wide: 1440px;
  --radius-sm: 8px;
  --radius-md: 14px;
  --radius-lg: 20px;
  --radius-xl: 28px;
  --radius-pill: 999px;

  /* Motion */
  --ease-out: cubic-bezier(0.16, 1, 0.3, 1);
  --ease-in-out: cubic-bezier(0.65, 0, 0.35, 1);
  --dur-fast: 240ms;
  --dur: 420ms;
  --dur-slow: 720ms;
}

/* ---------- RESET ---------- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; max-width: 100%; }
html, body { width: 100%; max-width: 100%; overflow-x: hidden; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  font-family: 'Poppins', sans-serif;
  font-size: 16px;
  line-height: 1.65;
  color: var(--gray-700);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}
img, svg, video, iframe { max-width: 100%; height: auto; display: block; }

/* ---------- SHARED TOP BAR (gold #cab251) ---------- */
.site-top-bar {
  background: #cab251;
  color: #1c2335;
  font-weight: 500;
  position: relative;
  z-index: 1001;
  width: 100%;
  font-family: 'Poppins', sans-serif;
}
.site-top-bar-inner {
  width: 100%;
  max-width: 1320px;
  margin: 0 auto;
  padding: 9px clamp(20px, 4vw, 40px);
  display: flex;
  align-items: center;
  gap: 18px;
  flex-wrap: wrap;
}
.site-top-bar a {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: #1c2335;
  text-decoration: none;
  transition: opacity 220ms var(--ease-out);
}
.site-top-bar a:hover { opacity: 0.72; }
.site-top-bar .tb-divider {
  width: 1px; height: 16px;
  background: rgba(28, 35, 53, 0.24);
}
.site-top-bar .tb-phone { font-size: 0.96rem; font-weight: 600; }
.site-top-bar .tb-email { font-size: 0.86rem; font-weight: 500; }
@media (max-width: 720px) {
  .site-top-bar .tb-divider, .site-top-bar .tb-email { display: none; }
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; transition: color var(--dur-fast) var(--ease-out); }
button { font: inherit; border: none; background: none; cursor: pointer; color: inherit; }
ul, ol { list-style: none; }
input, textarea, select { font: inherit; color: inherit; }

::selection { background: var(--gold-300); color: var(--navy-900); }

/* ---------- TYPOGRAPHY (Poppins unified) ---------- */
h1, h2, h3, h4, h5, h6 {
  font-family: 'Poppins', sans-serif;
  font-weight: 700;
  line-height: 1.12;
  color: var(--navy-900);
  letter-spacing: -0.025em;
}
h1 { font-size: clamp(2.1rem, 4.4vw, 3.6rem); font-weight: 700; }
h2 { font-size: clamp(1.6rem, 3vw, 2.5rem); font-weight: 700; }
h3 { font-size: clamp(1.2rem, 1.7vw, 1.55rem); font-weight: 600; }
h4 { font-size: 1.18rem; font-weight: 600; }
p { font-family: 'Poppins', sans-serif; font-size: 1.04rem; line-height: 1.7; color: var(--gray-600); font-weight: 400; }
.script-accent {
  font-family: 'Poppins', sans-serif;
  font-style: italic;
  font-weight: 600;
  background: var(--grad-gold);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  font-family: var(--font-sans);
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--gold-600);
  margin-bottom: 18px;
}
.eyebrow::before {
  content: '';
  width: 36px;
  height: 1px;
  background: var(--gold-400);
}
.eyebrow.eyebrow-light { color: var(--gold-300); }
.eyebrow.eyebrow-light::before { background: var(--gold-300); }
.eyebrow.center { justify-content: center; }
.eyebrow.center::after {
  content: '';
  width: 36px;
  height: 1px;
  background: var(--gold-400);
}

.section-title {
  font-family: var(--font-display);
  font-weight: 500;
  margin-bottom: 18px;
}
.section-subtitle {
  font-size: 1.125rem;
  color: var(--gray-500);
  max-width: 680px;
  line-height: 1.75;
}
.section-header { margin-bottom: 64px; }
.section-header.center { text-align: center; }
.section-header.center .section-subtitle { margin-inline: auto; }

.script-accent {
  font-family: var(--font-script);
  font-style: italic;
  font-weight: 500;
  background: var(--grad-gold);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

/* ---------- LAYOUT ---------- */
.container {
  width: 100%;
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 32px;
}
.container-wide {
  width: 100%;
  max-width: var(--container-wide);
  margin: 0 auto;
  padding: 0 32px;
}
section { padding: 120px 0; position: relative; }
section.tight { padding: 80px 0; }

/* ---------- BUTTONS ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 16px 32px;
  font-family: var(--font-sans);
  font-size: 0.94rem;
  font-weight: 600;
  letter-spacing: 0.02em;
  border-radius: var(--radius-pill);
  cursor: pointer;
  transition: all var(--dur) var(--ease-out);
  position: relative;
  overflow: hidden;
  white-space: nowrap;
  border: 1px solid transparent;
}
.btn-primary {
  background: var(--grad-gold);
  color: var(--navy-900);
  box-shadow: var(--shadow-gold);
}
.btn-primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 18px 50px rgba(201, 169, 97, 0.42);
}
.btn-primary::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, #F4E8C3 0%, #D4B264 100%);
  opacity: 0;
  transition: opacity var(--dur) var(--ease-out);
  z-index: -1;
}
.btn-primary:hover::before { opacity: 1; }
.btn-primary span, .btn-primary svg { position: relative; z-index: 1; }

.btn-ghost {
  background: rgba(255, 255, 255, 0.06);
  color: var(--white);
  border: 1px solid rgba(255, 255, 255, 0.22);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
}
.btn-ghost:hover {
  background: rgba(255, 255, 255, 0.12);
  border-color: var(--gold-300);
  color: var(--gold-200);
  transform: translateY(-2px);
}

.btn-outline {
  background: transparent;
  color: var(--navy-900);
  border: 1px solid var(--navy-900);
}
.btn-outline:hover {
  background: var(--navy-900);
  color: var(--white);
  transform: translateY(-2px);
}
.btn-outline-gold {
  background: transparent;
  color: var(--gold-600);
  border: 1px solid var(--gold-400);
}
.btn-outline-gold:hover {
  background: var(--grad-gold);
  color: var(--navy-900);
  border-color: transparent;
}

.btn-lg { padding: 18px 40px; font-size: 1rem; }
.btn-sm { padding: 12px 24px; font-size: 0.85rem; }

.btn-arrow svg {
  transition: transform var(--dur-fast) var(--ease-out);
}
.btn-arrow:hover svg { transform: translateX(4px); }

.link-arrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: var(--gold-600);
  font-weight: 600;
  font-size: 0.94rem;
  letter-spacing: 0.02em;
  position: relative;
}
.link-arrow svg { transition: transform var(--dur-fast) var(--ease-out); }
.link-arrow:hover { color: var(--gold-700); }
.link-arrow:hover svg { transform: translateX(6px); }

/* ---------- SCROLL PROGRESS ---------- */
.scroll-progress {
  position: fixed;
  top: 0;
  left: 0;
  height: 3px;
  width: 0;
  background: var(--grad-gold);
  z-index: 9999;
  transition: width 80ms linear;
  box-shadow: 0 0 12px rgba(201, 169, 97, 0.6);
}

/* ---------- NAVBAR (sticky dark navy, matches homepage) ---------- */
.navbar {
  position: sticky;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  background: #1c2335;
  transition: box-shadow var(--dur) var(--ease-out), padding var(--dur) var(--ease-out);
  padding: 0;
  border: 0;
  font-family: 'Poppins', sans-serif;
}
.navbar.scrolled {
  background: #1c2335;
  box-shadow: 0 12px 36px rgba(0, 0, 0, 0.32);
}
.navbar.light-bg {
  background: rgba(255, 255, 255, 0.9);
  backdrop-filter: blur(18px) saturate(180%);
  -webkit-backdrop-filter: blur(18px) saturate(180%);
  border-bottom: 1px solid rgba(5, 14, 28, 0.06);
  box-shadow: 0 8px 32px rgba(5, 14, 28, 0.06);
}
.navbar.light-bg .nav-link { color: var(--navy-800); }
.navbar.light-bg .nav-link:hover { color: var(--gold-600); }
.navbar.light-bg .nav-cta-phone { color: var(--gray-600); }
.navbar.light-bg .nav-cta-phone strong { color: var(--navy-900); }
.navbar.light-bg .menu-toggle span { background: var(--navy-900); }

.nav-inner {
  max-width: 1320px;
  margin: 0 auto;
  padding: 16px clamp(20px, 4vw, 40px);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
}
.navbar.scrolled .nav-inner { padding-top: 12px; padding-bottom: 12px; }
.nav-logo {
  display: flex;
  align-items: center;
  gap: 12px;
  flex-shrink: 0;
}
.nav-logo img {
  height: 60px;
  width: auto;
  transition: height var(--dur) var(--ease-out);
}
.nav-logo:hover img { transform: none; }
.navbar.scrolled .nav-logo img { height: 52px; }

.nav-menu {
  display: flex;
  align-items: center;
  gap: 4px;
}
.nav-link {
  display: inline-block;
  padding: 10px 16px;
  font-family: 'Poppins', sans-serif;
  font-size: 0.82rem;
  font-weight: 500;
  color: rgba(255, 255, 255, 0.78);
  letter-spacing: 0.08em;
  text-transform: uppercase;
  position: relative;
  transition: color var(--dur-fast) var(--ease-out);
  white-space: nowrap;
}

/* Header CTA pill — matches homepage Get Started button */
.nav-cta-btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 11px 22px;
  border-radius: 999px;
  background: transparent;
  border: 1px solid rgba(255, 255, 255, 0.18);
  color: #fff;
  font-family: 'Poppins', sans-serif;
  font-size: 0.78rem;
  font-weight: 500;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  text-decoration: none;
  transition: all 320ms var(--ease-out);
  flex-shrink: 0;
  white-space: nowrap;
}
.nav-cta-btn:hover {
  background: linear-gradient(135deg, #e5c77b 0%, #cab251 50%, #a8843c 100%);
  border-color: transparent;
  color: var(--navy-900);
  transform: translateY(-1px);
  box-shadow: 0 10px 24px rgba(202, 178, 81, 0.32);
}
@media (max-width: 980px) { .nav-cta-btn { display: none; } }
.nav-link::after {
  content: '';
  position: absolute;
  left: 18px;
  right: 18px;
  bottom: 4px;
  height: 1px;
  background: var(--gold-300);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform var(--dur) var(--ease-out);
}
.nav-link:hover, .nav-link.active {
  color: var(--gold-200);
}
.nav-link:hover::after, .nav-link.active::after {
  transform: scaleX(1);
}

.nav-cta {
  display: flex;
  align-items: center;
  gap: 20px;
  flex-shrink: 0;
}
.nav-cta-phone {
  display: flex;
  align-items: center;
  gap: 10px;
  color: rgba(255, 255, 255, 0.7);
  font-size: 0.86rem;
}
.nav-cta-phone strong {
  display: block;
  color: var(--white);
  font-size: 1rem;
  font-weight: 600;
  letter-spacing: 0.02em;
}
.nav-cta-phone .phone-icon {
  display: grid;
  place-items: center;
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: var(--grad-gold);
  color: var(--navy-900);
  flex-shrink: 0;
}

.menu-toggle {
  display: none;
  flex-direction: column;
  gap: 6px;
  width: 32px;
  height: 32px;
  justify-content: center;
}
.menu-toggle span {
  width: 28px;
  height: 2px;
  background: var(--white);
  transition: all var(--dur) var(--ease-out);
  border-radius: 2px;
}
.menu-toggle.active span:nth-child(1) { transform: translateY(8px) rotate(45deg); }
.menu-toggle.active span:nth-child(2) { opacity: 0; }
.menu-toggle.active span:nth-child(3) { transform: translateY(-8px) rotate(-45deg); }

/* ---------- MOBILE MENU (full-screen with backdrop blur — matches homepage) ---------- */
.menu-toggle {
  z-index: 1100;
  position: relative;
}
@media (max-width: 980px) {
  .menu-toggle { display: flex; }
  .nav-cta-phone, .nav-cta-btn { display: none; }
  .nav-menu {
    position: fixed;
    inset: 0;
    width: 100vw;
    height: 100vh;
    background: rgba(15, 20, 34, 0.85);
    backdrop-filter: blur(28px) saturate(160%);
    -webkit-backdrop-filter: blur(28px) saturate(160%);
    flex-direction: column;
    align-items: center;
    justify-content: center;
    padding: 80px 32px 32px;
    gap: 4px;
    opacity: 0;
    visibility: hidden;
    transform: scale(1.04);
    transition: opacity 480ms var(--ease-out), transform 480ms var(--ease-out), visibility 480ms var(--ease-out);
    z-index: 1050;
  }
  .nav-menu.open {
    opacity: 1;
    visibility: visible;
    transform: scale(1);
  }
  .nav-menu .nav-link {
    padding: 18px 24px;
    font-size: 1.4rem;
    color: rgba(255, 255, 255, 0.85);
    font-weight: 500;
    letter-spacing: 0.06em;
    text-transform: uppercase;
    width: 100%;
    text-align: center;
    border: 0;
    opacity: 0;
    transform: translateY(14px);
    transition: opacity 600ms var(--ease-out), transform 600ms var(--ease-out), color 240ms var(--ease-out);
  }
  .nav-menu .nav-link::after { display: none; }
  .nav-menu.open .nav-link {
    opacity: 1;
    transform: translateY(0);
  }
  .nav-menu.open .nav-link:nth-child(1) { transition-delay: 120ms; }
  .nav-menu.open .nav-link:nth-child(2) { transition-delay: 180ms; }
  .nav-menu.open .nav-link:nth-child(3) { transition-delay: 240ms; }
  .nav-menu.open .nav-link:nth-child(4) { transition-delay: 300ms; }
  .nav-menu.open .nav-link:nth-child(5) { transition-delay: 360ms; }
  .nav-menu.open .nav-link:nth-child(6) { transition-delay: 420ms; }
  .nav-menu.open .nav-link:nth-child(7) { transition-delay: 480ms; }
}

/* ---------- HERO ---------- */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  overflow: hidden;
  padding: 140px 0 80px;
}
.hero-slides {
  position: absolute;
  inset: 0;
  z-index: 0;
}
.hero-slide {
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center;
  opacity: 0;
  transition: opacity 1.6s var(--ease-in-out), transform 8s ease-out;
}
.hero-slide.active {
  opacity: 1;
  transform: scale(1.05);
}
.hero-overlay {
  position: absolute;
  inset: 0;
  background: var(--grad-hero-overlay);
  z-index: 1;
}
.hero-mesh {
  position: absolute;
  inset: 0;
  background:
    radial-gradient(900px circle at 12% 18%, rgba(201, 169, 97, 0.16), transparent 50%),
    radial-gradient(700px circle at 88% 76%, rgba(22, 48, 79, 0.55), transparent 60%);
  z-index: 2;
  pointer-events: none;
}
.hero-content {
  position: relative;
  z-index: 5;
  max-width: 880px;
  color: var(--white);
}
.hero-content .eyebrow { color: var(--gold-300); }
.hero-content .eyebrow::before { background: var(--gold-300); }
.hero-title {
  color: var(--white);
  font-size: clamp(2.6rem, 5.4vw, 5rem);
  margin-bottom: 28px;
  line-height: 1.08;
  font-weight: 500;
}
.hero-title .script-accent { display: inline; }
.hero-description {
  font-size: clamp(1.05rem, 1.4vw, 1.25rem);
  color: rgba(255, 255, 255, 0.82);
  max-width: 660px;
  line-height: 1.7;
  margin-bottom: 44px;
}
.hero-cta {
  display: flex;
  gap: 18px;
  align-items: center;
  flex-wrap: wrap;
}
.hero-scroll {
  position: absolute;
  bottom: 36px;
  left: 50%;
  transform: translateX(-50%);
  z-index: 5;
  color: rgba(255,255,255,0.7);
  font-size: 0.78rem;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 14px;
  animation: pulseDown 2.4s ease-in-out infinite;
}
.hero-scroll::after {
  content: '';
  width: 1px;
  height: 48px;
  background: linear-gradient(to bottom, var(--gold-300), transparent);
}
@keyframes pulseDown {
  0%, 100% { transform: translate(-50%, 0); opacity: 0.7; }
  50% { transform: translate(-50%, 6px); opacity: 1; }
}

.hero-indicators {
  position: absolute;
  bottom: 36px;
  right: 36px;
  z-index: 5;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.hero-indicator {
  width: 3px;
  height: 36px;
  background: rgba(255,255,255,0.25);
  cursor: pointer;
  position: relative;
  overflow: hidden;
  border-radius: 4px;
  transition: width var(--dur) var(--ease-out);
}
.hero-indicator.active {
  width: 5px;
  background: rgba(255,255,255,0.18);
}
.hero-indicator.active::after {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 0;
  background: var(--grad-gold);
  animation: indicatorFill 6s linear forwards;
}
@keyframes indicatorFill {
  to { height: 100%; }
}
@media (max-width: 768px) {
  .hero-indicators { display: none; }
}

/* ---------- HERO STATS BAR ---------- */
.hero-stats {
  position: relative;
  z-index: 6;
  margin-top: -88px;
  padding: 0 32px;
}
.hero-stats-inner {
  max-width: var(--container);
  margin: 0 auto;
  background: rgba(255, 255, 255, 0.96);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border-radius: var(--radius-xl);
  border: 1px solid rgba(201, 169, 97, 0.18);
  box-shadow: 0 30px 80px rgba(5, 14, 28, 0.25), 0 1px 0 rgba(255,255,255,0.6) inset;
  padding: 48px 56px;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 32px;
}
.hero-stat {
  text-align: center;
  position: relative;
}
.hero-stat:not(:last-child)::after {
  content: '';
  position: absolute;
  right: -16px;
  top: 20%;
  height: 60%;
  width: 1px;
  background: linear-gradient(to bottom, transparent, var(--gray-200), transparent);
}
.hero-stat-number {
  font-family: var(--font-display);
  font-size: clamp(2.2rem, 3.4vw, 3rem);
  font-weight: 500;
  background: var(--grad-gold);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
  line-height: 1;
  letter-spacing: -0.02em;
}
.hero-stat-label {
  display: block;
  margin-top: 12px;
  font-size: 0.86rem;
  font-weight: 600;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--gray-500);
}
@media (max-width: 768px) {
  .hero-stats-inner { grid-template-columns: repeat(2, 1fr); padding: 36px 28px; gap: 32px 24px; }
  .hero-stat:nth-child(2)::after { display: none; }
  .hero-stat:nth-child(odd)::after { display: none; }
}

/* ---------- INTRO / VALUE BLOCK ---------- */
.intro {
  padding-top: 160px;
  background: var(--white);
  position: relative;
}
.intro-grid {
  display: grid;
  grid-template-columns: 1fr 1.15fr;
  gap: 96px;
  align-items: center;
}
.intro-visual {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
  aspect-ratio: 4 / 5;
  box-shadow: var(--shadow-xl);
}
.intro-visual img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 1.2s var(--ease-out);
}
.intro-visual:hover img { transform: scale(1.06); }
.intro-visual::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, transparent 50%, rgba(5,14,28,0.4));
}
.intro-badge {
  position: absolute;
  bottom: 28px;
  left: 28px;
  right: 28px;
  z-index: 2;
  background: rgba(255,255,255,0.92);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border-radius: var(--radius-md);
  padding: 22px 26px;
  display: flex;
  align-items: center;
  gap: 18px;
  box-shadow: var(--shadow-lg);
}
.intro-badge-num {
  font-family: var(--font-display);
  font-size: 2.6rem;
  font-weight: 500;
  background: var(--grad-gold);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
  line-height: 1;
}
.intro-badge-text {
  font-size: 0.86rem;
  color: var(--navy-800);
  font-weight: 600;
  line-height: 1.4;
}
.intro-content h2 { margin-bottom: 24px; }
.intro-content > p { margin-bottom: 22px; }

.checklist {
  margin-top: 32px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px 24px;
}
.checklist li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 0.94rem;
  color: var(--gray-700);
  line-height: 1.5;
}
.checklist li svg {
  flex-shrink: 0;
  color: var(--gold-500);
  margin-top: 4px;
}
@media (max-width: 980px) {
  .intro-grid { grid-template-columns: 1fr; gap: 56px; }
  .intro-visual { aspect-ratio: 16/11; max-height: 540px; }
  .checklist { grid-template-columns: 1fr; }
}

/* ---------- SERVICES ---------- */
.services {
  background: linear-gradient(180deg, var(--white) 0%, var(--cream) 100%);
  position: relative;
  overflow: hidden;
}
/* Service card image banner (top of card) */
.service-banner {
  margin: -40px -36px 22px;
  aspect-ratio: 16 / 10;
  overflow: hidden;
  border-radius: 0;
  position: relative;
}
.service-banner img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 1100ms cubic-bezier(.22,1,.36,1);
}
.service-card:hover .service-banner img { transform: scale(1.06); }
.service-banner::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, transparent 60%, rgba(28,35,53,0.18));
  pointer-events: none;
}
.service-card { padding: 40px 36px; overflow: hidden; }
.service-card.reveal { transform: none; }
.services::before {
  content: '';
  position: absolute;
  top: -200px;
  right: -200px;
  width: 600px;
  height: 600px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(201,169,97,0.08), transparent 70%);
  pointer-events: none;
}
.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 24px;
}
.service-card {
  position: relative;
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 40px 36px;
  border: 1px solid rgba(5, 14, 28, 0.06);
  transition: all var(--dur) var(--ease-out);
  overflow: hidden;
  box-shadow: var(--shadow-card);
}
.service-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: var(--grad-gold);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform var(--dur-slow) var(--ease-out);
}
.service-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-card-hover);
  border-color: rgba(201, 169, 97, 0.3);
}
.service-card:hover::before { transform: scaleX(1); }
.service-icon {
  width: 64px;
  height: 64px;
  display: grid;
  place-items: center;
  background: linear-gradient(135deg, rgba(201,169,97,0.12), rgba(201,169,97,0.04));
  border-radius: var(--radius-md);
  margin-bottom: 24px;
  position: relative;
  transition: all var(--dur) var(--ease-out);
}
.service-icon svg {
  width: 28px;
  height: 28px;
  color: var(--gold-600);
  transition: transform var(--dur) var(--ease-out);
}
.service-card:hover .service-icon {
  background: var(--grad-gold);
  box-shadow: 0 12px 28px rgba(201,169,97,0.32);
}
.service-card:hover .service-icon svg {
  color: var(--navy-900);
  transform: scale(1.08);
}
.service-card h3 {
  font-size: 1.25rem;
  margin-bottom: 12px;
  font-weight: 600;
  font-family: var(--font-sans);
  letter-spacing: -0.01em;
}
.service-card p {
  font-size: 0.94rem;
  line-height: 1.7;
  color: var(--gray-500);
  margin-bottom: 22px;
}
.service-card .link-arrow {
  font-size: 0.86rem;
}
@media (max-width: 980px) { .services-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 640px) { .services-grid { grid-template-columns: 1fr; } }

/* ---------- ABOUT FEATURE ---------- */
.about-feature {
  background: var(--navy-900);
  color: var(--white);
  position: relative;
  overflow: hidden;
}
.about-feature::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(800px circle at 80% 20%, rgba(201, 169, 97, 0.12), transparent 60%),
    radial-gradient(600px circle at 10% 90%, rgba(22, 48, 79, 0.4), transparent 60%);
}
.about-grid {
  display: grid;
  grid-template-columns: 1.1fr 1fr;
  gap: 96px;
  align-items: center;
  position: relative;
  z-index: 2;
}
.about-feature h2 { color: var(--white); }
.about-feature .eyebrow { color: var(--gold-300); }
.about-feature .eyebrow::before { background: var(--gold-300); }
.about-feature p { color: rgba(255, 255, 255, 0.74); }

.timeline {
  margin-top: 40px;
  position: relative;
}
.timeline::before {
  content: '';
  position: absolute;
  left: 18px;
  top: 8px;
  bottom: 8px;
  width: 1px;
  background: linear-gradient(to bottom, var(--gold-400), rgba(201, 169, 97, 0.2));
}
.timeline-item {
  position: relative;
  padding: 0 0 32px 56px;
}
.timeline-item:last-child { padding-bottom: 0; }
.timeline-item::before {
  content: '';
  position: absolute;
  left: 11px;
  top: 6px;
  width: 16px;
  height: 16px;
  border-radius: 50%;
  background: var(--navy-900);
  border: 2px solid var(--gold-400);
  z-index: 2;
}
.timeline-item h4 {
  color: var(--white);
  font-family: var(--font-sans);
  font-size: 1.05rem;
  font-weight: 600;
  margin-bottom: 8px;
}
.timeline-item p {
  font-size: 0.94rem;
  line-height: 1.65;
}
.about-images {
  position: relative;
}
.about-img-main {
  border-radius: var(--radius-lg);
  overflow: hidden;
  aspect-ratio: 4/5;
  box-shadow: 0 30px 80px rgba(0,0,0,0.4);
}
.about-img-main img { width: 100%; height: 100%; object-fit: cover; }
.about-img-accent {
  position: absolute;
  bottom: -40px;
  left: -40px;
  width: 56%;
  aspect-ratio: 4/3;
  border-radius: var(--radius-md);
  overflow: hidden;
  border: 6px solid var(--navy-900);
  box-shadow: 0 24px 60px rgba(0,0,0,0.5);
}
.about-img-accent img { width: 100%; height: 100%; object-fit: cover; }
.about-img-stat {
  position: absolute;
  top: -30px;
  right: -30px;
  background: var(--grad-gold);
  color: var(--navy-900);
  padding: 26px 32px;
  border-radius: var(--radius-md);
  text-align: center;
  box-shadow: 0 16px 40px rgba(201,169,97,0.4);
}
.about-img-stat .num {
  font-family: var(--font-display);
  font-size: 2.2rem;
  font-weight: 500;
  line-height: 1;
  display: block;
}
.about-img-stat .lbl {
  font-size: 0.74rem;
  font-weight: 600;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  margin-top: 6px;
  display: block;
}
@media (max-width: 980px) {
  .about-grid { grid-template-columns: 1fr; gap: 80px; }
  .about-img-accent { width: 50%; left: -20px; bottom: -20px; }
  .about-img-stat { padding: 20px 22px; }
}

/* ---------- WHY CHOOSE US ---------- */
.why {
  background: var(--cream);
  position: relative;
}
.why-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}
.why-card {
  background: var(--white);
  padding: 40px 32px;
  border-radius: var(--radius-lg);
  border: 1px solid rgba(5,14,28,0.05);
  transition: all var(--dur) var(--ease-out);
  position: relative;
  overflow: hidden;
}
.why-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-card-hover);
  border-color: rgba(201, 169, 97, 0.25);
}
.why-num {
  font-family: var(--font-display);
  font-size: 0.86rem;
  font-weight: 600;
  color: var(--gold-500);
  letter-spacing: 0.18em;
  margin-bottom: 22px;
  display: block;
}
.why-card h4 {
  font-family: var(--font-sans);
  font-size: 1.18rem;
  font-weight: 600;
  margin-bottom: 12px;
  color: var(--navy-900);
}
.why-card p {
  font-size: 0.94rem;
  line-height: 1.7;
}
.why-icon {
  position: absolute;
  top: 32px;
  right: 32px;
  color: var(--gold-400);
  opacity: 0.4;
  transition: all var(--dur) var(--ease-out);
}
.why-card:hover .why-icon {
  opacity: 1;
  transform: rotate(-6deg) scale(1.1);
  color: var(--gold-600);
}
@media (max-width: 980px) { .why-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 640px) { .why-grid { grid-template-columns: 1fr; } }

/* ---------- STATS COUNTER ---------- */
.stats {
  background: var(--grad-navy);
  color: var(--white);
  padding: 120px 0;
  position: relative;
  overflow: hidden;
}
.stats::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(circle at 20% 30%, rgba(201,169,97,0.1), transparent 50%),
    radial-gradient(circle at 80% 70%, rgba(201,169,97,0.08), transparent 50%);
}
.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 48px;
  position: relative;
  z-index: 2;
}
.stat-item {
  text-align: center;
  position: relative;
}
.stat-item::before {
  content: '';
  position: absolute;
  inset: -20px -10px;
  background: radial-gradient(circle, rgba(201,169,97,0.04), transparent 70%);
  border-radius: 50%;
  z-index: -1;
}
.stat-num {
  font-family: var(--font-display);
  font-size: clamp(3rem, 5vw, 4.5rem);
  font-weight: 500;
  background: var(--grad-gold);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
  line-height: 1;
  margin-bottom: 14px;
  letter-spacing: -0.02em;
}
.stat-label {
  font-size: 0.86rem;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.78);
  font-weight: 500;
}
.stat-divider {
  width: 28px;
  height: 1px;
  background: var(--gold-400);
  margin: 18px auto;
}
@media (max-width: 768px) { .stats-grid { grid-template-columns: repeat(2, 1fr); gap: 40px 24px; } }

/* ---------- CTA BANNER ---------- */
.cta-banner {
  position: relative;
  padding: 140px 0;
  overflow: hidden;
  background: var(--navy-900);
  color: var(--white);
}
.cta-banner-bg {
  position: absolute;
  inset: 0;
  background-image: url('../images/finance-1.jpg');
  background-size: cover;
  background-position: center;
  opacity: 0.18;
  filter: saturate(0.4);
}
.cta-banner::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(5,14,28,0.92), rgba(15,33,56,0.78));
}
.cta-banner-inner {
  position: relative;
  z-index: 2;
  text-align: center;
  max-width: 820px;
  margin: 0 auto;
}
.cta-banner h2 {
  color: var(--white);
  font-size: clamp(2.2rem, 4.4vw, 3.4rem);
  margin-bottom: 22px;
}
.cta-banner p {
  font-size: 1.1rem;
  color: rgba(255,255,255,0.82);
  margin-bottom: 40px;
  line-height: 1.7;
}
.cta-banner-actions {
  display: flex;
  gap: 18px;
  justify-content: center;
  flex-wrap: wrap;
}

/* ---------- FAQ ---------- */
.faq-section {
  background: var(--cream);
}
.faq-list {
  max-width: 880px;
  margin: 0 auto;
}
.faq-item {
  background: var(--white);
  border: 1px solid rgba(5,14,28,0.06);
  border-radius: var(--radius-md);
  margin-bottom: 14px;
  overflow: hidden;
  transition: all var(--dur) var(--ease-out);
}
.faq-item:hover { border-color: rgba(201,169,97,0.25); }
.faq-item.open { border-color: rgba(201,169,97,0.5); box-shadow: var(--shadow-md); }

.faq-question {
  width: 100%;
  text-align: left;
  padding: 26px 32px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  font-family: var(--font-sans);
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--navy-900);
  transition: color var(--dur-fast) var(--ease-out);
}
.faq-question:hover { color: var(--gold-600); }
.faq-icon {
  flex-shrink: 0;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--gray-100);
  display: grid;
  place-items: center;
  transition: all var(--dur) var(--ease-out);
  color: var(--navy-800);
}
.faq-item.open .faq-icon {
  background: var(--grad-gold);
  color: var(--navy-900);
  transform: rotate(180deg);
}
.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height var(--dur-slow) var(--ease-in-out);
}
.faq-answer-inner {
  padding: 0 32px 28px;
  color: var(--gray-600);
  line-height: 1.75;
  font-size: 1rem;
}

/* ---------- BLOG ---------- */
.blog {
  background: var(--white);
}
.blog-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
}
.blog-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  overflow: hidden;
  border: 1px solid rgba(5,14,28,0.06);
  transition: all var(--dur) var(--ease-out);
  display: flex;
  flex-direction: column;
}
.blog-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-card-hover);
  border-color: rgba(201,169,97,0.3);
}
.blog-img {
  aspect-ratio: 16/10;
  overflow: hidden;
  position: relative;
}
.blog-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform var(--dur-slow) var(--ease-out);
}
.blog-card:hover .blog-img img { transform: scale(1.06); }
.blog-tag {
  position: absolute;
  top: 18px;
  left: 18px;
  background: rgba(255,255,255,0.92);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  padding: 6px 14px;
  border-radius: var(--radius-pill);
  font-size: 0.74rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold-700);
}
.blog-content {
  padding: 30px 30px 32px;
  flex: 1;
  display: flex;
  flex-direction: column;
}
.blog-meta {
  display: flex;
  align-items: center;
  gap: 14px;
  font-size: 0.82rem;
  color: var(--gray-500);
  margin-bottom: 14px;
}
.blog-meta span { display: inline-flex; align-items: center; gap: 6px; }
.blog-card h3 {
  font-family: var(--font-display);
  font-size: 1.32rem;
  font-weight: 500;
  margin-bottom: 14px;
  color: var(--navy-900);
  transition: color var(--dur-fast) var(--ease-out);
  line-height: 1.35;
}
.blog-card:hover h3 { color: var(--gold-700); }
.blog-card p {
  font-size: 0.94rem;
  margin-bottom: 22px;
  flex: 1;
}
@media (max-width: 980px) { .blog-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 640px) { .blog-grid { grid-template-columns: 1fr; } }

/* ---------- CONTACT ---------- */
.contact-section {
  background: linear-gradient(180deg, var(--cream) 0%, var(--white) 100%);
}
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 64px;
  align-items: start;
}
.contact-info {
  position: sticky;
  top: 120px;
}
.contact-card {
  background: var(--white);
  border: 1px solid rgba(5,14,28,0.06);
  border-radius: var(--radius-lg);
  padding: 28px;
  margin-bottom: 16px;
  display: flex;
  align-items: center;
  gap: 18px;
  transition: all var(--dur) var(--ease-out);
}
.contact-card:hover {
  transform: translateX(6px);
  border-color: rgba(201,169,97,0.3);
  box-shadow: var(--shadow-md);
}
.contact-card-icon {
  width: 54px;
  height: 54px;
  border-radius: var(--radius-md);
  background: linear-gradient(135deg, rgba(201,169,97,0.15), rgba(201,169,97,0.05));
  display: grid;
  place-items: center;
  color: var(--gold-600);
  flex-shrink: 0;
  transition: all var(--dur) var(--ease-out);
}
.contact-card:hover .contact-card-icon {
  background: var(--grad-gold);
  color: var(--navy-900);
}
.contact-card-text small {
  display: block;
  font-size: 0.78rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--gray-500);
  font-weight: 600;
  margin-bottom: 4px;
}
.contact-card-text strong {
  display: block;
  color: var(--navy-900);
  font-size: 1.04rem;
  font-weight: 600;
}
.contact-card-text a:hover { color: var(--gold-600); }

/* Clean contact rows — no icons, line-divided */
.contact-row-clean {
  padding: 22px 4px;
  border-bottom: 1px solid rgba(5, 14, 28, 0.08);
  transition: padding 360ms cubic-bezier(.22,1,.36,1);
}
.contact-row-clean:first-child { border-top: 1px solid rgba(5, 14, 28, 0.08); }
.contact-row-clean:hover { padding-left: 12px; }
.contact-row-clean small {
  display: block;
  font-size: 0.7rem;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gray-500);
  font-weight: 500;
  margin-bottom: 6px;
}
.contact-row-clean a, .contact-row-clean strong {
  display: block;
  color: var(--navy-900);
  font-size: 1.04rem;
  font-weight: 500;
  letter-spacing: -0.01em;
  margin-bottom: 4px;
  text-decoration: none;
  word-break: break-word;
}
.contact-row-clean a:hover { color: var(--gold-600); }
.contact-row-clean em {
  display: block;
  color: var(--gray-500);
  font-size: 0.84rem;
  font-style: normal;
  font-weight: 400;
}

.contact-form-wrap {
  background: var(--white);
  border: 1px solid rgba(5,14,28,0.06);
  border-radius: var(--radius-xl);
  padding: clamp(28px, 4vw, 48px);
  box-shadow: var(--shadow-lg);
}
.contact-form-wrap .form-submit {
  background: var(--navy-900) !important;
  color: #fff !important;
  border: 1px solid var(--navy-900) !important;
  box-shadow: 0 10px 28px rgba(28, 35, 53, 0.32),
              inset 0 1px 0 rgba(255, 255, 255, 0.12) !important;
}
.contact-form-wrap .form-submit:hover {
  background: #14192a !important;
  box-shadow: 0 16px 38px rgba(28, 35, 53, 0.42),
              inset 0 1px 0 rgba(255, 255, 255, 0.18) !important;
}
.contact-form-wrap .form-submit::before { display: none !important; }
.contact-form-wrap h3 {
  font-size: 1.8rem;
  margin-bottom: 8px;
}
.contact-form-wrap > p {
  color: var(--gray-500);
  margin-bottom: 40px;
}
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin-bottom: 20px; }
.form-group { position: relative; margin-bottom: 20px; }
.form-group label {
  display: block;
  font-size: 0.78rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  font-weight: 600;
  color: var(--gray-500);
  margin-bottom: 8px;
}
.form-control {
  width: 100%;
  padding: 16px 18px;
  border: 1.5px solid var(--gray-200);
  border-radius: var(--radius-sm);
  font-size: 1rem;
  font-family: inherit;
  color: var(--navy-900);
  background: var(--white);
  transition: all var(--dur-fast) var(--ease-out);
}
.form-control:focus {
  outline: none;
  border-color: var(--gold-400);
  box-shadow: 0 0 0 4px rgba(201,169,97,0.12);
}
.form-control::placeholder { color: var(--gray-400); }
textarea.form-control { min-height: 140px; resize: vertical; }
.form-submit { margin-top: 8px; width: 100%; }
@media (max-width: 980px) {
  .contact-grid { grid-template-columns: 1fr; gap: 40px; }
  .contact-info { position: static; }
  .contact-form-wrap { padding: 36px 28px; }
  .form-row { grid-template-columns: 1fr; }
}

/* ---------- FOOTER ---------- */
.footer {
  background: var(--navy-900);
  color: rgba(255,255,255,0.7);
  padding: 100px 0 0;
  position: relative;
  overflow: hidden;
}
.footer::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 1px;
  background: linear-gradient(to right, transparent, var(--gold-400), transparent);
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 0.9fr 1.4fr;
  gap: clamp(36px, 4vw, 56px);
  margin-bottom: 48px;
}
.footer-brand p {
  max-width: 300px;
  font-size: 0.9rem;
  line-height: 1.7;
}
.footer-contact-line,
.footer-contact-item {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 10px;
  font-size: 0.9rem;
  color: rgba(255, 255, 255, 0.7);
  font-weight: 300;
  word-break: break-word;
}
.footer-contact-line svg,
.footer-contact-item svg { flex-shrink: 0; color: var(--gold-400); }
.footer-contact-line a,
.footer-contact-item a { color: inherit; text-decoration: none; }
.footer-contact-line a:hover,
.footer-contact-item a:hover { color: var(--gold-300); }
.footer-brand img { height: 60px; margin-bottom: 24px; }
.footer-brand p {
  font-size: 0.94rem;
  color: rgba(255,255,255,0.62);
  line-height: 1.7;
  margin-bottom: 24px;
  max-width: 360px;
}
.footer-social {
  display: flex;
  gap: 12px;
}
.footer-social a {
  width: 42px;
  height: 42px;
  border-radius: 50%;
  border: 1px solid rgba(255,255,255,0.12);
  display: grid;
  place-items: center;
  color: rgba(255,255,255,0.7);
  transition: all var(--dur) var(--ease-out);
}
.footer-social a:hover {
  background: var(--grad-gold);
  border-color: transparent;
  color: var(--navy-900);
  transform: translateY(-3px);
}

.footer-col h5 {
  font-family: var(--font-sans);
  font-size: 0.86rem;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--gold-300);
  font-weight: 600;
  margin-bottom: 24px;
}
.footer-links li { margin-bottom: 12px; }
.footer-links a {
  font-size: 0.94rem;
  color: rgba(255,255,255,0.7);
  transition: all var(--dur-fast) var(--ease-out);
  display: inline-block;
}
.footer-links a:hover {
  color: var(--gold-200);
  transform: translateX(4px);
}

.footer-contact-item {
  display: flex;
  gap: 14px;
  margin-bottom: 18px;
  font-size: 0.94rem;
  color: rgba(255,255,255,0.7);
}
.footer-contact-item svg { color: var(--gold-400); flex-shrink: 0; margin-top: 3px; }

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.08);
  padding: 28px 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 24px;
  font-size: 0.86rem;
  color: rgba(255,255,255,0.5);
  flex-wrap: wrap;
}
.footer-bottom-links { display: flex; gap: 28px; flex-wrap: wrap; }
.footer-bottom-links a:hover { color: var(--gold-300); }
@media (max-width: 980px) {
  .footer-grid { grid-template-columns: repeat(2, 1fr); gap: 48px; }
}
@media (max-width: 640px) {
  .footer-grid { grid-template-columns: 1fr; }
  .footer { padding-top: 64px; }
}

/* ---------- FLOATING WHATSAPP (left) + back-to-top (right) ---------- */
.floating-cta {
  position: fixed;
  bottom: 24px;
  left: 24px;
  right: auto;
  z-index: 900;
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.floating-btn {
  width: 54px;
  height: 54px;
  border-radius: 50%;
  background: linear-gradient(135deg, #25D366 0%, #1DA851 100%);
  color: #ffffff;
  display: grid;
  place-items: center;
  box-shadow: 0 12px 28px rgba(37, 211, 102, 0.42);
  transition: transform var(--dur) var(--ease-out);
  position: relative;
}
.floating-btn svg { fill: #fff; }
.floating-btn::before {
  content: '';
  position: absolute;
  inset: -4px;
  border-radius: 50%;
  border: 2px solid #25D366;
  opacity: 0;
  animation: ringPulse 2s ease-out infinite;
}
@keyframes ringPulse {
  0% { opacity: 0.8; transform: scale(0.85); }
  100% { opacity: 0; transform: scale(1.4); }
}
.floating-btn:hover { transform: scale(1.08); }

.back-to-top {
  position: fixed;
  bottom: 24px;
  right: 24px;
  width: 46px;
  height: 46px;
  border-radius: 50%;
  background: var(--navy-800);
  color: var(--gold-300);
  display: grid;
  place-items: center;
  opacity: 0;
  pointer-events: none;
  transform: translateY(20px);
  transition: all var(--dur) var(--ease-out);
  z-index: 900;
}
.back-to-top.visible {
  opacity: 1;
  pointer-events: auto;
  transform: translateY(0);
}
.back-to-top:hover {
  background: var(--gold-500);
  color: var(--navy-900);
}

/* ---------- PAGE HEADER (identical across all inner pages) ---------- */
.page-header {
  position: relative;
  padding: clamp(110px, 14vh, 140px) 0 clamp(64px, 8vh, 90px);
  background: var(--grad-navy);
  color: var(--white);
  overflow: hidden;
  text-align: center;
}
.page-header::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(900px circle at 12% 18%, rgba(201, 169, 97, 0.14), transparent 50%),
    radial-gradient(700px circle at 88% 76%, rgba(22, 48, 79, 0.55), transparent 60%);
}
.page-header h1 {
  font-family: 'Poppins', sans-serif !important;
  font-size: clamp(1.85rem, 3.6vw, 2.8rem) !important;
  font-weight: 700;
  line-height: 1.1;
  letter-spacing: -0.025em;
  margin-bottom: 14px;
}
.page-header p {
  font-family: 'Poppins', sans-serif;
  font-size: 1rem;
  line-height: 1.65;
  max-width: 580px;
  margin-inline: auto;
}
/* (Bottom fade removed — clean cut into next section) */

/* About page CTA banner — white background, black text */
body.about-page .cta-banner {
  background: #ffffff !important;
  color: var(--navy-900) !important;
}
body.about-page .cta-banner-bg,
body.about-page .cta-banner::after { display: none !important; }
body.about-page .cta-banner h2,
body.about-page .cta-banner p {
  color: var(--navy-900) !important;
}
body.about-page .cta-banner .eyebrow.eyebrow-light { color: var(--gold-700) !important; }
body.about-page .cta-banner .eyebrow.eyebrow-light::before,
body.about-page .cta-banner .eyebrow.eyebrow-light::after { background: var(--gold-500) !important; }
body.about-page .cta-banner .script-accent {
  background: var(--grad-gold);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}
body.about-page .cta-banner .btn-ghost {
  background: transparent;
  color: var(--navy-900);
  border-color: rgba(28, 35, 53, 0.22);
}
body.about-page .cta-banner .btn-ghost:hover {
  background: var(--navy-900);
  color: #fff;
}

/* Services page: tighter section title (banner is unified globally) */
body.services-page .services .section-header h2 {
  font-size: clamp(1.55rem, 2.6vw, 2.2rem);
}
body.services-page .services .section-subtitle {
  font-size: 1rem;
}
.page-header-content { position: relative; z-index: 2; max-width: 720px; margin: 0 auto; }
.page-header h1 {
  color: var(--white);
  margin-bottom: 18px;
  font-size: clamp(2.4rem, 4.8vw, 4rem);
}
.page-header p {
  color: rgba(255,255,255,0.78);
  font-size: 1.125rem;
}
.breadcrumbs {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  margin-top: 28px;
  font-size: 0.86rem;
  color: rgba(255,255,255,0.7);
  letter-spacing: 0.06em;
}
.breadcrumbs a:hover { color: var(--gold-300); }
.breadcrumbs span { color: var(--gold-400); }

/* ---------- ANIMATIONS ---------- */
.reveal {
  opacity: 0;
  transform: translateY(32px);
  transition: opacity 800ms var(--ease-out), transform 800ms var(--ease-out);
}
.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}
.reveal-delay-1 { transition-delay: 100ms; }
.reveal-delay-2 { transition-delay: 200ms; }
.reveal-delay-3 { transition-delay: 300ms; }
.reveal-delay-4 { transition-delay: 400ms; }
.reveal-delay-5 { transition-delay: 500ms; }
.reveal-delay-6 { transition-delay: 600ms; }

@keyframes fadeUp {
  from { opacity: 0; transform: translateY(30px); }
  to { opacity: 1; transform: translateY(0); }
}

/* ---------- INDUSTRIES (page-specific) ---------- */
.industries-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.industry-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 40px 32px;
  border: 1px solid rgba(5,14,28,0.06);
  transition: all var(--dur) var(--ease-out);
  position: relative;
  overflow: hidden;
}
.industry-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-card-hover);
  border-color: rgba(201,169,97,0.25);
}
.industry-icon {
  width: 60px;
  height: 60px;
  background: linear-gradient(135deg, var(--navy-800), var(--navy-600));
  display: grid;
  place-items: center;
  border-radius: var(--radius-md);
  margin-bottom: 22px;
  color: var(--gold-300);
}
.industry-card:hover .industry-icon {
  background: var(--grad-gold);
  color: var(--navy-900);
}
.industry-card h3 {
  font-family: var(--font-sans);
  font-size: 1.16rem;
  font-weight: 600;
  margin-bottom: 12px;
}
.industry-card p { font-size: 0.94rem; line-height: 1.7; }
@media (max-width: 980px) { .industries-grid { grid-template-columns: repeat(2,1fr); } }
@media (max-width: 640px) { .industries-grid { grid-template-columns: 1fr; } }

/* ---------- PRICING ---------- */
.pricing-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
  align-items: stretch;
}
.pricing-card {
  background: var(--white);
  border: 1px solid rgba(5,14,28,0.08);
  border-radius: var(--radius-xl);
  padding: 48px 40px;
  position: relative;
  transition: all var(--dur) var(--ease-out);
  display: flex;
  flex-direction: column;
}
.pricing-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-card-hover);
}
.pricing-card.featured {
  background: var(--grad-navy);
  color: var(--white);
  border-color: transparent;
  box-shadow: 0 30px 80px rgba(5,14,28,0.25);
  transform: scale(1.03);
}
.pricing-card.featured:hover { transform: scale(1.03) translateY(-8px); }
.pricing-card.featured h3 { color: var(--white); }
.pricing-card.featured p { color: rgba(255,255,255,0.72); }
.pricing-badge {
  position: absolute;
  top: -14px;
  left: 50%;
  transform: translateX(-50%);
  background: var(--grad-gold);
  color: var(--navy-900);
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  padding: 8px 18px;
  border-radius: var(--radius-pill);
  box-shadow: var(--shadow-gold);
}
.pricing-card h3 {
  font-family: var(--font-sans);
  font-size: 1.2rem;
  font-weight: 600;
  margin-bottom: 8px;
  letter-spacing: 0.02em;
  text-transform: uppercase;
  color: var(--gold-600);
}
.pricing-card .lead {
  font-size: 0.94rem;
  margin-bottom: 28px;
}
.pricing-price {
  font-family: var(--font-display);
  font-size: 3rem;
  font-weight: 500;
  color: var(--navy-900);
  display: flex;
  align-items: baseline;
  gap: 6px;
  margin-bottom: 8px;
}
.pricing-card.featured .pricing-price { color: var(--white); }
.pricing-price span {
  font-size: 1rem;
  color: var(--gray-500);
  font-family: var(--font-sans);
}
.pricing-card.featured .pricing-price span { color: rgba(255,255,255,0.7); }
.pricing-period { font-size: 0.86rem; color: var(--gray-500); margin-bottom: 32px; }
.pricing-card.featured .pricing-period { color: rgba(255,255,255,0.7); }
.pricing-features {
  margin-bottom: 36px;
  flex: 1;
}
.pricing-features li {
  display: flex;
  gap: 12px;
  font-size: 0.94rem;
  padding: 10px 0;
  border-bottom: 1px solid rgba(0,0,0,0.05);
}
.pricing-card.featured .pricing-features li {
  border-color: rgba(255,255,255,0.08);
  color: rgba(255,255,255,0.85);
}
.pricing-features li svg { color: var(--gold-500); flex-shrink: 0; margin-top: 4px; }
.pricing-card .btn { margin-top: auto; width: 100%; }
@media (max-width: 980px) { .pricing-grid { grid-template-columns: 1fr; max-width: 480px; margin: 0 auto; } .pricing-card.featured { transform: none; } }

/* ---------- TEAM (about page) ---------- */
.team-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
}
.team-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  overflow: hidden;
  border: 1px solid rgba(5,14,28,0.06);
  transition: all var(--dur) var(--ease-out);
}
.team-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-card-hover); }
.team-img { aspect-ratio: 4/5; overflow: hidden; position: relative; }
.team-img img { width: 100%; height: 100%; object-fit: cover; transition: transform var(--dur-slow) var(--ease-out); }
.team-card:hover .team-img img { transform: scale(1.06); }
.team-info { padding: 24px 28px; }
.team-info h4 { font-family: var(--font-display); font-size: 1.32rem; margin-bottom: 4px; }
.team-info .role { font-size: 0.86rem; letter-spacing: 0.12em; text-transform: uppercase; color: var(--gold-600); font-weight: 600; }
@media (max-width: 980px) { .team-grid { grid-template-columns: repeat(2,1fr); } }
@media (max-width: 640px) { .team-grid { grid-template-columns: 1fr; } }

/* ---------- LEGAL PAGES (Privacy / Terms) ---------- */
.legal-content {
  max-width: 820px;
  margin: 0 auto;
}
.legal-content h2 {
  margin: 56px 0 18px;
  font-size: 1.8rem;
}
.legal-content h3 {
  margin: 32px 0 14px;
  font-size: 1.24rem;
  font-family: var(--font-sans);
  font-weight: 600;
}
.legal-content p, .legal-content ul {
  margin-bottom: 18px;
  line-height: 1.85;
  color: var(--gray-600);
}
.legal-content ul li {
  padding-left: 24px;
  position: relative;
  margin-bottom: 10px;
}
.legal-content ul li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 12px;
  width: 8px;
  height: 8px;
  background: var(--grad-gold);
  border-radius: 50%;
}

/* ---------- UTILS ---------- */
.text-center { text-align: center; }
.mt-0 { margin-top: 0; }
.mt-4 { margin-top: 24px; }
.mt-6 { margin-top: 48px; }
.mb-0 { margin-bottom: 0; }
.mb-4 { margin-bottom: 24px; }
.mb-6 { margin-bottom: 48px; }
.flex-center { display: flex; align-items: center; justify-content: center; }

/* ---------- ACCESSIBILITY ---------- */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }
  html { scroll-behavior: auto; }
}
:focus-visible {
  outline: 3px solid var(--gold-400);
  outline-offset: 3px;
  border-radius: 4px;
}

/* ---------- PRELOADER ---------- */
.preloader {
  position: fixed;
  inset: 0;
  background: var(--navy-900);
  z-index: 10000;
  display: grid;
  place-items: center;
  transition: opacity 800ms var(--ease-out), visibility 800ms var(--ease-out);
}
.preloader.hidden {
  opacity: 0;
  visibility: hidden;
}
.preloader-logo {
  width: 220px;
  opacity: 0;
  animation: preloaderFade 1.6s ease-out forwards;
}
@keyframes preloaderFade {
  0% { opacity: 0; transform: scale(0.92); }
  50% { opacity: 1; transform: scale(1); }
  100% { opacity: 1; transform: scale(1); }
}
.preloader-bar {
  position: absolute;
  bottom: 30%;
  width: 240px;
  height: 2px;
  background: rgba(201,169,97,0.15);
  border-radius: 2px;
  overflow: hidden;
}
.preloader-bar::after {
  content: '';
  position: absolute;
  inset: 0;
  background: var(--grad-gold);
  animation: preloaderProgress 1.6s ease-out forwards;
  transform-origin: left;
  transform: scaleX(0);
}
@keyframes preloaderProgress {
  to { transform: scaleX(1); }
}